Loans!

First things first, Allah ma nazal hal aya 3ashan hal sibab.

Loans. I've always read in the news about people demanding their loans to be dropped.
Call me delusional, call me naive, call me old-fashioned, call me whatever but I thought it was a joke I didn't get.

In Webster's, the definition for Loans is:

"1 a : money lent at interest b : something lent usually for the borrower's temporary use."

The economic definition of monetary loans is:

"Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.
The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt."

While Commercial Banks rely on loans as their main source of income, inconsiderate people ask for their loans to be dropped.
This basically means that Camel people, Gulf people and other "Commercial" banks would face a hard time receiving income due to the lack of interest received in the long run. It would also mess up interest rates.

BTW, I'm also against jailing people for debts. Do a credit system just like in the U.S. it works just fine, but that's not the case. And if you actually can't pay your loans, TOUGH SHIT, you bit up more than you could chew.

Fine drop the loans, but every person with a dropped debt should pass their raises to honest and hardworking bankers. That's only fair.